A Simpler Life... Dave Ramsey 101

In January, Nic and I enrolled in Financial Peace University (an awesome wedding gift from our friend Jon).  In April, we graduated... complete with a graduation cake.

It's now October, and we've paid off all but one debt.  Dave Ramsey's principles have helped to make our life, home, and finances so much simpler...

No more credit cards.

photo credit squeakymarmot

Every dollar is already spent before the month begins... here on the Teasley Family Budget.

We use the envelope system, which limits spending on the check card.

photo credit daveramsey.com

Couponing to help keep the grocery budget low.

especially when you get all this for less than $11

Working on Baby Step 2, and hopefully on to Step 3 very soon... and then we hope to purchase one of these:

photo credit lockridgehomes.com

Excitement, rather than fear, about what the future holds!

Oh, and we just got tickets for Dave's Total Money Makeover LIVE! from the recommendation of one Carlyn Menser. We are stoked, to say the least... and VERY thankful that Dave's principles have helped us find a much simpler life.